7 Costly Mistakes After a Crash in Phoenix
Educational Phoenix, AZ guide — 2-year SOL, local hospitals, and insurer tactics. Not legal advice.
For a full local checklist, see our Car Accident Help in Phoenix, AZ guide.
Mistake 1: Skipping medical care
Delayed treatment is the top reason Phoenix adjusters reduce offers. Visit Banner University Medical Center within 24 hours when pain exists.
Mistake 2: Recorded statements
Adjusters are trained to elicit admissions. Politely decline until you understand injuries and coverage.
Mistake 4: Missing the 2-year deadline
Arizona courts enforce statutes strictly. Calendar your deadline the day you are injured.
Mistake 5: Accepting the first check
Initial offers rarely include future medical care or wage loss on I-10 / I-17 crashes.
Mistake 6: Poor crash report follow-up
Obtain the official report and verify accuracy — errors on Maricopa County reports are correctable in some cases.
Mistake 7: DIY negotiation on serious injuries
Complex Phoenix crashes involving surgery, permanent impairment, or commercial vehicles usually need professional evaluation.
FAQ
- Is this legal advice for my Phoenix case?
- No. This is general education from WreckMatch LLC, a referral service — not a law firm. Consult a licensed attorney for advice about your situation.
- What is the statute of limitations in Arizona?
- Most injury claims face a 2-year deadline, but exceptions apply. Verify your dates with counsel.